Financing built for your industry

In trading, cash is often tied up between supplier payments and buyer collections. You may wait 30–90 days for a buyer to pay while the next shipment needs cash now. Salam Dirham helps UAE trading SMEs bridge that gap with Invoice Advance, working capital, or purchase order funding—clear written terms, not instant-approval promises.

Running a service business means your biggest asset is your team—and payroll does not wait for client payment cycles. When corporate clients take 30–90 days to pay a milestone invoice, you still need cash for delivery costs today. Salam Dirham helps UAE service SMEs unlock invoice cash or operating capital with written terms before anything is binding.

Logistics runs on schedules and invoices. You deliver today, but corporate shippers and consignees often pay in 30–90 days—while fuel, drivers, and warehouse costs land this week. Salam Dirham helps UAE logistics SMEs bridge that gap with Invoice Advance, working capital, or purchase order funding. Limits stay estimates until review, and funding is not promised until you sign a written offer.

Construction runs on milestones and invoices. You complete work on site, but developers and main contractors often pay later—while labour, materials, and subcontractors need cash this week. Salam Dirham helps UAE construction SMEs bridge that gap with Invoice Advance, working capital, or purchase order funding. Limits stay estimates until review, and funding is not promised until you sign a written offer.