Clear pre-check
See fit and required documents before preparing a full file.
UAE business financing
Quick funding to help your UAE business grow
Get cash for your invoices, boost your working capital, or pay suppliers later. We'll always show you clear terms upfront, no surprises.
Why UAE founders love working with us
We make it super easy to see if we're a good match for your business.
Clear review timeline
See what happens after upload and when to expect the next update.
Explicit documents
See what to upload next without guessing.
Manual review
When the file needs context, a human specialist steps in.
How it works, step by step
We keep things simple. You'll always know what documents we need and what happens next.
Start with a work email
Start with a quick check before preparing a full file.
Share the right business document
Typical next documents are a bank statement, invoice, or company detail.
Feedback in 24 hours
First feedback follows the document review, typically within 24 hours.
SME_Invoice_10482_Dubai.pdf
File size: 1.2 MB · Uploaded: Just now
- Extracted datapoints
- Exporter (Borrower)
- Al-Maktoum Logistics Ltd.
- Importer (Debtor)
- Emirates Trade Corp.
- Invoice value
- 150,000.00 AED
Pre-check ready
Limit up to 150,000 AED calculated automatically.
No approval or funding promise before a signed offer.
Fair terms, no false promises
We believe in being upfront. You get a clear process and real terms instead of fake 'instant approval' gimmicks.
Offer terms shared in writing
Fees, tenure, and repayment terms are shared before acceptance.
Final review follows the full file
Initial fit never replaces identity checks, document review, or final credit assessment.
Escalation path for complex cases
Non-standard ownership or mixed income profiles can move to manual review.
«With Salam Dirham we had a decision within a day. No branch visits, no empty promises — just clear speed and transparent financing terms.»
Import & logistics SME
Dubai, UAE
Frequently asked questions
What exactly is Salam Dirham?
We're a digital financing platform built for UAE businesses. Think of us as your workspace to find the right funding—like invoice advances or working capital—upload your docs easily, and get clear, written terms before you agree to anything.
Who can apply?
If you have a registered UAE business with a valid trade license and an active bank account, you're good to start! Expat-led businesses are absolutely welcome too.
How quickly will I hear back?
Usually within 24 hours. Once you upload a complete set of documents, our team gets to work fast to give you initial feedback.
Is my funding guaranteed?
Not automatically. The initial checks help us see if we're a good fit, but we can't promise funding until we've fully reviewed your file and you've signed an official offer.
What kind of financing do you offer?
Right now, we offer Invoice Advances, Working Capital, and Purchase order funding. You can check out each product page to see which one fits your needs best.
Why use this instead of a traditional bank loan?
We move much faster and keep everything online. No branch visits, no endless paperwork piles. We're designed specifically for trade-linked businesses that need quick answers.