What invoice financing costs in the UAE (estimates until review)
UAE SMEs often ask what invoice financing costs before they apply. On Salam Dirham, product pages show indicative monthly rate bands and product limits as estimates until review. Final fees, tenure, and repayment timing appear in writing before you accept—and funding is not guaranteed until you sign an offer.
What “from X%/month” means
Indicative monthly rate bands on product pages help you compare fit early. They are not a locked price. Your file—buyer quality, invoice clarity, banking history, and credit assessment—moves the final figure. Treat on-screen ranges as planning tools until the full review finishes.
Advance share and product limits
Market conversations often discuss advancing a high share of eligible invoice value. Your exact share is confirmed only after review. Invoice Advance may support eligible applications up to AED 1,000,000; working capital up to AED 500,000; purchase order funding up to AED 750,000. Product limits apply, and every figure stays an estimate until the offer.
Fees you see in writing
Before you accept, Salam Dirham shows fees and repayment terms in writing. That is the moment to compare cost with waiting for the buyer, using a bank facility, or choosing another product. If something is unclear, pause and ask—do not treat marketing ranges as a contract.
What does not change the price story
There is no instant approval and no promise of funding at upload. AI-assisted document processing can help move the file forward; it does not approve you. Speed still depends on a complete pack. First review feedback is usually within about 24 hours when documents are ready.
How to compare cost fairly
Open Invoice Advance for unpaid customer invoices, working capital for mixed day-to-day costs, or purchase order funding for supplier timing. Read the documents guide, then apply only when you can upload a complete file. Operated by SALAM DRHM FZCO.